To properly manage and protect your retirement assets, it is important to work with an advisor who is not limited to just one product or type of investment. At Empire Wealth Management our advisors have the ability to utilize various accumulation and distribution strategies.
- Asset Management
You can feel confident that the advisors at Empire Wealth Management have the skills and expertise to protect and grow your assets regardless of market and economic conditions. Through our subsidiary, Empire Wealth Advisors Incorporated, a Registered Investment Advisor, we will proactively manage your portfolio of stocks, bonds, mutual funds and ETFs while striving to reduce both tax consequences and overall investment expenses.
To help reduce market risk, add income guarantees, or death benefit guarantees, we may recommend annuities for a portion of your portfolio. We have partnered with several of the highest rated annuity companies which will give you peace of mind in knowing that your money will last through your retirement years.
- Life Insurance
An unexpected death can turn the lives of your family members upside down. Life insurance can help to make sure your beneficiaries finances do not suffer as well. Whether you need coverage for income replacement, debt payoff, estate tax issues, or just basic burial expenses, we will shop over 100 different highly rated life insurance companies to build you the best policy at the best price.
If you are a business owner and are concerned about the fate of your business in the event of your passing away, we can also utilize the partnerships we have created with these same highly rated insurance companies to tailor a business continuation policy on your behalf.
Because people are living longer, life insurance rates have drastically dropped over the past few years. If your policy was opened before 2009 we may be able to find an identical policy for you with lower out of pocket costs.
- IRA Distribution
We will work closely with you to educate you on the important rules regarding IRA's and other tax qualified accounts. When it comes to planning for the distribution of assets held in IRA accounts, there are a number of potential hazards that can cost you thousands in penalties and unnecessary taxation. We will help you navigate these pitfalls and ensure your IRA's and tax qualified accounts remain intact for you and your beneficiaries.
- Tax Reduction
By focusing on the taxes that impact today's retirees and working with the CPAs and Accountants we have partnered with, we are able to help you reduce or even eliminate taxes in a number of areas. The IRS is constantly changing the tax laws as we know them, therefore it is important to work with a team of professionals, to help manage your personal taxes.
- Income Planning
In today’s world, retirement planning has shifted from wealth accumulation to wealth distribution. The important question is, how do you ensure you do not outlive your income in retirement? The Advisors at Empire Wealth Management will work closely with you to develop a retirement income plan that not only meets your needs, but will go the distance, and be around as long as you are.
Empire Wealth Advisors Incorporated is a Registered Investment Advisor and a subsidiary of Empire Wealth Management LLC.
Empire Wealth Management, LLC
1425 South Higley Rd.
Gilbert, Arizona 85296
T: (480) 422-8522